Hello Financial Goal-Setter, Recently, I was talking to a woman about one of my SMART financial goals. I had been telling the person about my SMART goal to decrease my regular monthly grocery bill. The woman chuckled, “Aren’t all goals smart? I mean, unless you have some dumb goal, like to rob a bank?” So, […]
Tag: personal finance
What Is Economic Abuse?
Dear Younger Person, Today’s topic is “economic abuse”. You may not have heard of this term. But, it is a serious topic. Today, I want to give you some basic information on this problem, so that you can recognize it and avoid it. What Is Economic Abuse? Economic abuse is a form of domestic abuse, […]
Financial Wellness Mindset
Dear Financial Wellness Seeker, Today, I want to talk to you about having a financial wellness mindset. I have noticed that talking about money can be awkward for many people. Some people believe the myth that money is evil. Others who don’t feel that money is evil don’t feel comfortable talking about money for fear […]
Managing Personal Finance Risk
There is risk involved in all investing. Don’t let that stop you from investing. Instead, spend some time thinking about how to manage the risk. Read here to get some ideas.
Ingredients of Building Wealth
What are the ingredients of building wealth? Read here to find out the four ingredients that you need.
Three Reasons You Should Learn To Do Taxes
Dear Young and Learning About Money, There are three reasons you should learn to do taxes. Let me start by telling you about how I was led to the first reason. Going back a few years, I knew nothing about how to do taxes. Sure, I knew some things that could save me money on […]
10 Things Everyone 30 and Under Should Know About Taxes
Dear Relatively New To Thinking About Taxes, I think that there are at least 10 things everyone 30 and under should know about taxes. Let me start by telling you how I came to that conclusion. I was a teenager when I got my first job. The thought of having new money was so exciting! […]
Keeping Up With The Joneses
Hello Dear Young Friends, Not long ago I wrote to you about conspicuous consumption. This week, I am writing about a related personal finance stumbling block called “keeping up with the Joneses.” Are you familiar with that expression? Just in case you are not, I will start with the meaning. What Does Keeping Up With […]
Understanding Checking Accounts
Hello Dear Young and Wondering About Checking Accounts, So, someone told you that all you need is a savings account. But, then someone else told you that you need a checking account. Then finally, someone told you that no one writes checks anymore. Now, you are confused about checking accounts. Well, today, I am going […]
Overcoming the Obstacles To Buying Your First Home
Dear Young & Wanna Buy A Home One Day, Today, I am discussing overcoming obstacles to buying your first home. Most people buy their first homes in their 30’s. But, there are some benefits to buying a house in your 20s. Some of those benefits include: no longer having to worry about rising rent payments, […]