Dear Recent or Soon to be College Graduate, Learning budgeting basics should be one of your next goals. Why focus on budgeting now? Well, you’ve completed a chapter in your life, in which you’ve been supported and had financial scaffolding and now you’re stepping into a new world of financial independence. This transition can be […]
Tag: budgeting
SMART Financial Goals: Stay on Target
Hello Financial Goal-Setter, Recently, I was talking to a woman about one of my SMART financial goals. I had been telling the person about my SMART goal to decrease my regular monthly grocery bill. The woman chuckled, “Aren’t all goals smart? I mean, unless you have some dumb goal, like to rob a bank?” So, […]
Top 13 Things To Remember About Budgeting
Dear Budget-Seeker, Steve works as a computer programmer. While doing this , he makes approximately $80,000 a year. Every couple of months, Steve looks at his bank account and bills online and is concerned that his minimum payments due on his credit cards are getting larger. Also, he has noticed that the amount that he […]
5 Suggestions on How To Live Below Your Means
Dear Financially Determined, I am hoping that you are happy today (and everyday). My message for you today: Try to live below your means. I know, I know…It’s much harder said than done! But it is the only way to move toward future financial freedom and end up in a better financial situation. You need […]