Your Financial Toolkit
This page is where I spill the tea on a collection of some of my favorite financial tools.
These are financial resources/tools that I actually use and/or recommend to my daughter.
If you have some favorites that you would like to suggest to me, please send me an email.
BUDGETING and BUILDING CREDIT
These are financial resources related to budgeting and credit.
Get your on-time rent payments to count toward building a better credit score: Rental Kharma
Use my Rental Kharma referral code to get a $25 discount: 1Richmom
Here is a family budget calculator that you can use to determine how much money families of various sizes need to live in various places in the United States:
HIGHER INTEREST
Get higher than average interest on savings.
While Robinhood is primarily an investment app, they actually offer pretty good interest on their savings account. I move more and more of my cash there.
Use my link to open your account and receive some free stock from Robinhood.
Free Compound Interest Calculator: Compound Interest Calculator
STOCK INVESTING and BANKING
Robinhood
I love the Robinhood app. One reason is that it is quick and easy to access, right from your phone.
You’ll receive some free stock from Robinhood, if you use my Robinhood link.
Try Acorns
Do you already have money for investing, but not sure where to start?
Also, do you want a more hands-off approach to investing?
Looking for a super easy way to start investing?
Not only does the Acorns App help you simplify and automate your investing, it also allows you to effortlessly use your spare change to start and build your investing. I love it!
U.S. SAVINGS BONDS
Calculate the Value of Your U.S. Savings Bond
This is a free website.
RELATED TO CARS
Get the value to your used/pre-owned car from Kelly Blue Book.
I used the print version of this to get the value of my first pre-owned car.
TAXES
Small Business Tax Workshop: This is a free video workshops provided by the IRS.
COLLEGE RELATED
College Savings Calculator
https://tools.finra.org/education_savings/